Cloud computing allows users to access scalable IT resources and applications online without direct active management. It provides benefits like reduced costs, increased scalability and accessibility of resources. However, some concerns include data security, reliability of service and lack of transparency about data locations. For businesses, cloud computing can help lower costs especially for startups, while also providing green benefits from reduced energy usage compared to maintaining private servers. Firms must evaluate their individual needs to determine if migrating workloads to the cloud is appropriate.