First Citizens Bank

The Federal Reserve lowered interest rates by another 0.25%, as widely expected, but policymakers were less aligned than usual on the economic outlook and path for monetary policy from here. Markets now appear to expect the Fed will wait and see how the economy and risk profile evolve before signaling its next interest rate move. As a result, upcoming economic data releases next week and into January will receive substantial attention from financial markets. Read our takeaways from today’s FOMC meeting. https://bit.ly/4aP9Rnc

A forward-thinking payment strategy can be a catalyst for long-term business growth. Thoughtful decisions around payables, receivables and emerging technologies can help you drive efficiency, improve cash flow and position your organization to meet evolving demands. On December 11th at 1 p.m. ET, join us for a conversation on what it takes to build a payment strategy that supports both operational excellence and future opportunity. Hear from Matt Ribbens and Jason Mills as they share key insights and actionable strategies you can put to work. https://bit.ly/4pqQ1TM

Holiday sales can make or break the year for small businesses. Make sure your payment tools and operations are ready for shoppers this holiday season with this guide. Learn: ● Key moves to make before peak season starts ● Tips for using mobile POS, gift cards and loyalty tools ● Tips for scaling your setup without overhauling your systems See more 👉: https://bit.ly/4aFkMQr

How are wealthy Americans feeling about their money and the economy in 2025? Our survey of 1,100 respondents points to rising financial stress, widening retirement concerns and persistent planning gaps — as well as clear signs of positive action. In Episode 6 of Building More Than Business, Nerre Shuriah, J.D., LL.M, CMAA, CBEC® and Marc Horgan break down key findings from the latest Beyond Wealth Report and discuss how individuals can translate these insights into more strategic, more confident decisions for the year ahead. Listen now: https://bit.ly/4rDPEa1

Build relationships. Shape futures. Join First Citizens Wealth. At First Citizens, we believe that strong relationships are the foundation of financial success — for our clients and our teammates. Join us now as we continue to help our clients shape their financial futures while making a positive impact on our communities. Apply Now: https://bit.ly/3MlXR2r Equal Opportunity Employer

Will we see you at the InterFace Conference Group Seniors Housing Northeast Conference event on December 4? Healthcare Finance Managing Director Michael Coiley will share his market insights during the event. If you’re attending, hear him speak during the Capital Markets Update panel, Is the Debt Market Back – Who’s Lending and on What Terms? #IFSeniorsHousingNE

Hear from NOBL Beverages on how our Equipment Finance team helped NOBL with solutions to keep innovating and growing their business. https://bit.ly/4izK7Nu

This #GivingTuesday, join our support of Teen Cancer America by making a donation to help transform lives and provide specialized care for young cancer patients in need. Please consider donating today: https://bit.ly/4pKqp4f

First Citizens Bank provides $100 million upsize to WhiteHawk Capital Partners funds. Read more: https://bit.ly/4aoxqmD

Big tax changes are coming for higher earners in 2026. That’s why now’s a great time to revisit your year-end tax planning. There may be ways to optimize your 2025 return and get ahead of the coming changes. From charitable giving and Roth conversions to new deductions and long-term planning strategies, we’ve outlined 10 smart moves to consider before December 31. Read the article to see what steps you can take now: https://bit.ly/3K87j9b