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It's contrived and breaks down pretty easily, but why isnt it more like this:

- both wearing seatbelts and getting in an accident have a significant chance of causing x

- you are almost definitely going to get in an accident

- are your chances of x greater or lesser given car accident while wearing seatbelt?

I think your framing is correct (though it'd be better to just say were better off in general), but I haven't seen anyone give a convincing answer to that question in favor of the shots.






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