跨境电商资金盘骗局曝光：浙江苏易士"无货源电商"卷款跑路
北京商报讯 - 跨境电商领域正成为新型资金盘骗局的温床。4月23日，浙江苏易士电子商务有限公司被曝以跨境电商高收益为诱饵实施诈骗，数百商户血本无归。
Beijing Business Today Report - The cross-border e-commerce sector has become a breeding ground for new types of Ponzi schemes. On April 23, Zhejiang Suyez E-commerce Co., Ltd. was exposed for defrauding hundreds of merchants under the guise of high-yield cross-border e-commerce opportunities.
4个月85万本金获65万收益？
85万 Principal Earns 650k in 4 Months?
据受害商户肖斌(化名)透露，浙江苏易士宣称提供"无货源跨境电商"服务：商户只需垫付货款，7-15天后可收回本金并获得10%-20%的佣金。这种模式让他在4个月内用85万元本金获得了65万元"收益"。
Victim merchant Xiao Bin (pseudonym) revealed that Zhejiang Suyez promoted "no-inventory cross-border e-commerce" services: merchants only needed to advance payment for goods and could recover principal plus 10%-20% commission within 7-15 days. This model allegedly allowed him to earn 650,000 yuan "profit" from an 850,000 yuan principal in just four months.
资金盘运作模式揭秘
How the Ponzi Scheme Operated
该平台设置五星级店铺评级系统，订单越多收益越高。商户需在24小时内垫付货款，否则将被罚款。这种机制迫使商户不断投入资金维持运营。
The platform established a five-star store rating system where more orders meant higher returns. Merchants were required to advance payments within 24 hours or face penalties. This mechanism forced merchants to continuously inject funds to maintain operations.
支付机构卷入风波
Payment Providers Involved
调查显示，汇付天下、杉德支付等多家持牌支付机构为浙江苏易士提供支付通道。尽管该公司不具备跨境电商资质，却顺利通过支付机构审核。
Investigations show several licensed payment institutions including Huifu Payment and Sand Payment provided payment channels for Zhejiang Suyez. Despite lacking proper cross-border e-commerce qualifications, the company passed payment provider reviews.
专家警示风险
Expert Warnings
跨境电商专家张睛指出："这实质是披着电商外衣的资金盘。"博通咨询首席分析师王蓬博强调，支付机构应加强商户资质审核，特别是涉及跨境业务时。
Cross-border e-commerce expert Zhang Jing stated: "This is essentially a Ponzi scheme disguised as e-commerce." Broadcom Consulting chief analyst Wang Pengbo emphasized payment institutions should strengthen merchant qualification reviews, especially for cross-border transactions.
防范建议
Prevention Recommendations
消费者应警惕高回报承诺，选择正规平台合作。支付机构需完善商户审核机制，对异常高返模式保持警惕。
Consumers should be wary of high-return promises and choose legitimate platforms. Payment institutions need to improve merchant review mechanisms and remain vigilant against abnormally high-rebate models.
