1. The document provides tips on internet marketing and computer security. It warns about potential computer viruses from free screensavers and discusses protecting computers from malware by updating antivirus software and firewalls. 2. Internet scams are discussed, including phishing emails that try to steal login credentials. Basic tips to avoid scams include reading agreements carefully, looking for privacy policies, and being skeptical of companies that don't provide contact details. 3. Government agencies do not send unsolicited emails asking for payments or sensitive information. Fake emails claiming to be from the FBI or other law enforcement are likely scams.