2023年Stripe国际支付费用调整：卖家成本上涨与新增服务解析
重要更新：全球领先支付平台Stripe将于2023年6月1日起实施多项费用调整政策，直接影响跨境卖家的运营成本。
Key Update: Leading global payment platform Stripe will implement multiple fee adjustment policies starting June 1, 2023, directly impacting cross-border sellers' operating costs.
▶ 国际支付费用上涨
自6月起，国际信用卡交易附加费将从1.0%提升至1.5%，美国本土交易费率（2.9%+0.30美元）保持不变。
▶ International Payment Fee Increase
Starting June, the additional fee for international credit card transactions will increase from 1.0% to 1.5%, while domestic US transaction rates (2.9%+$0.30) remain unchanged.
争议处理费政策变更
Stripe将不再退还卖家在争议解决成功后支付的15美元费用，官方解释此为覆盖信用卡网络收取的基础成本。
Dispute Handling Fee Policy Change
Stripe will no longer refund the $15 fee paid by sellers after successful dispute resolution, with the official explanation being this covers basic costs charged by credit card networks.
▶ 新增免费服务
作为补偿，Stripe将免费开放两项支付优化功能：Adaptive Acceptance（智能支付方式优化）和网络令牌化服务。
▶ New Free Services
As compensation, Stripe will freely provide two payment optimization features: Adaptive Acceptance (smart payment method optimization) and network tokenization services.
美国各州销售税影响
部分SaaS产品（如Billing、Radar防欺诈、Tax税务报告等）可能需缴纳州销售税，卖家可通过控制面板查看具体应税额。
US State Sales Tax Impact
Some SaaS products (like Billing, Radar fraud prevention, Tax reporting, etc.) may be subject to state sales tax, which sellers can check in the dashboard.
专家建议：跨境卖家应及时调整定价策略，建议：
1. 对高争议率产品设置价格缓冲
2. 优先使用网络令牌降低交易风险
3. 定期审查各州税务合规要求
Expert Advice: Cross-border sellers should adjust pricing strategies promptly, recommending:
1. Set price buffers for high-dispute products
2. Prioritize network tokens to reduce transaction risks
3. Regularly review state tax compliance requirements
