京东支付首创跨境电商出口外卡网关支付 助力中国货卖全球
中国领先的跨境电商支付解决方案 | Top Cross-border E-commerce Payment Solution in China
为满足境外消费者对"中国货"日益旺盛的线上购买需求，京东支付近日首创并推出跨境电商出口外卡网关支付新模式。境外消费者在中国的跨境电商出口平台购物仅需输入境外银行卡信息，即可完成支付。
To meet the growing online purchasing demand of overseas consumers for "Chinese goods", JD Pay has recently pioneered and launched a new cross-border e-commerce export foreign card gateway payment model. Overseas consumers only need to enter their foreign bank card information to complete payments on Chinese cross-border e-commerce export platforms.
这是我国在受理境外人支付领域的重大进展，在便利境外用户消费的同时，也将助力中国出口企业在本土即实现"货卖全球"，推动国际国内双循环相互促进的新发展格局。
This represents a major advancement in China's payment acceptance for overseas consumers. While facilitating consumption by foreign users, it will also help Chinese export enterprises achieve "selling globally from home", promoting a new development pattern where domestic and international circulations reinforce each other.
跨境电商支付痛点分析 | Analysis of Cross-border E-commerce Payment Pain Points
近年来，我国出口电商快速发展，成为外贸高质量发展的新引擎。据海关相关数据测算，2023年跨境电商出口总额1.83万亿元，增长19.6%。
In recent years, China's export e-commerce has developed rapidly, becoming a new engine for high-quality foreign trade development. According to customs data estimates, cross-border e-commerce exports totaled 1.83 trillion yuan in 2023, an increase of 19.6%.
跨境电商出口连接着供需两端，供应端是大大小小的中国出口企业、商家和万千商品，需求端为不同境外国家、地区的不同消费者。两者在支付这一交易的关键环节上，因为涉及信息跨境、资金支付跨境等监管要求，以及涉及诸如货币种类、支付工具、支付习惯上等不同，存在着天然的"沟壑"。
Cross-border e-commerce exports connect supply and demand - the supply side consists of Chinese export enterprises and merchants of all sizes with countless products, while the demand side comprises consumers from different countries and regions. In the critical payment transaction link, there exists a natural "gap" due to cross-border information and fund payment regulatory requirements, as well as differences in currency types, payment tools and payment habits.
京东支付创新解决方案 | JD Pay's Innovative Solution
为贯彻二十大报告中关于"加快建设贸易强国"的战略部署，在人民银行、国家外汇局指导下，京东支付首创并推出跨境电商出口外卡网关支付新模式。
To implement the strategic deployment of "accelerating the building of a strong trading nation" in the 20th Party Congress report, under the guidance of the People's Bank of China and the State Administration of Foreign Exchange, JD Pay has pioneered and launched a new cross-border e-commerce export foreign card gateway payment model.
该模式聚焦跨境支付痛点，一方面可以解决合规问题，为中国的跨境电商出口平台商家提供畅通的资金收付；另一方面，可降低境外消费者的购物门槛，无需转换货币或开设中国的银行账户，输入本人的国际银行卡信息即可完成支付。
This model focuses on cross-border payment pain points. On one hand, it solves compliance issues and provides smooth fund collection and payment for Chinese cross-border e-commerce export platform merchants. On the other hand, it lowers shopping barriers for overseas consumers who can complete payments by simply entering their international bank card information without currency conversion or opening a Chinese bank account.
未来发展规划 | Future Development Plans
目前，京东支付跨境电商出口外卡支付网关新模式已经在京东全球售上线应用，服务中国大陆商家与境外消费者。下一步，京东支付将继续与清算组织、金融机构等合作伙伴紧密合作，不断完善跨境支付服务。
Currently, JD Pay's new cross-border e-commerce export foreign card payment gateway model has been launched on JD Worldwide, serving mainland Chinese merchants and overseas consumers. Next, JD Pay will continue to work closely with clearing organizations, financial institutions and other partners to continuously improve cross-border payment services.
本文源自金融界资讯 | Source: Financial World Information
