全球15大跨境电商收款平台费用对比 - 外贸支付解决方案指南
在跨境电商运营中，支付收款是核心环节。 随着全球贸易数字化发展，选择合规高效的跨境收款平台成为卖家的关键决策。 本文将详细对比15个主流国际支付平台的费率和服务特点。
In cross-border e-commerce operations, payment collection is a core process. With the digitalization of global trade, selecting compliant and efficient cross-border payment platforms has become a crucial decision for sellers. This article provides a detailed comparison of fees and service features across 15 major international payment platforms.
一、主流跨境支付平台/Mainstream Cross-Border Payment Platforms
1. PayPal（贝宝）
• 覆盖190个国家/地区 | Covers 190 countries/regions
• 支持24种货币 | Supports 24 currencies
• 标准费率：4.4%+0.3USD | Standard rate: 4.4%+0.3USD
2. Stripe
• 服务47个国家 | Services 47 countries
• 支持135+种货币 | Supports 135+ currencies
• 香港费率：3.4%+2.35HK$ | Hong Kong rate: 3.4%+2.35HK$
3. PingPong（乒乓）
• 中国本土跨境支付专家 | China's local cross-border payment expert
• 人民币到账0.4%手续费 | 0.4% fee for RMB settlement
• 受中美双方监管 | Regulated by both China and US
二、新兴支付解决方案/Emerging Payment Solutions
7. PASSTO PAY
• 专注人民币代收付 | Specializes in RMB collection
• 支持支付宝/银联/信用卡 | Supports Alipay/UnionPay/Credit Cards
• 严格遵循PCI DSS标准 | Strictly complies with PCI DSS standards
• 提供汇率风险管理 | Provides exchange rate risk management
三、区域特色支付平台/Regional Payment Platforms
11. Webmoney（俄罗斯）
• 俄罗斯老牌支付 | Russia's veteran payment system
• 转账手续费0.8% | Transfer fee 0.8%
15. DOKU Wallet（印尼）
• 支持23种本地支付方式 | Supports 23 local payment methods
• 印尼市场首选 | First choice for Indonesian market
选择建议：跨境电商卖家应根据目标市场、交易规模和币种需求选择最适合的支付方案。欧美市场推荐PayPal/Stripe，亚洲市场考虑PingPong/连连支付，新兴市场需搭配本地支付方式。
Selection advice: Cross-border sellers should choose the most suitable payment solution based on target market, transaction volume and currency needs. PayPal/Stripe are recommended for European/American markets, PingPong/LianLian Pay for Asian markets, and local payment methods for emerging markets.
