延迟退休年龄与最低缴费年限调整指南 - 您需要工作更长时间吗？
最新政策解读：中国近期公布了延迟退休年龄和延长养老保险最低缴费年限的新政策。
Latest Policy Interpretation: China recently announced new policies regarding postponed retirement age and extended minimum contribution period for pension insurance.
重要变化：最低养老保险缴费年限将从现行的15年延长至20年。
Key Change: The minimum pension insurance contribution period will be extended from the current 15 years to 20 years.
这意味着大多数工作者需要多缴纳5年的养老保险才能享受退休福利。政策调整旨在应对人口老龄化带来的养老金压力。
This means most workers will need to contribute for 5 more years to qualify for retirement benefits. The adjustment aims to address pension fund pressures caused by population aging.
对个人的影响：
- 需要重新规划职业生涯
- 延长工作年限
- 调整退休储蓄计划
Impact on Individuals:
- Need to replan career path
- Extended working years
- Adjust retirement savings plan
专家建议：尽早了解具体实施细则，咨询专业财务顾问，制定个性化的退休规划方案。
Expert Advice: Understand the implementation rules as early as possible, consult professional financial advisors, and develop personalized retirement plans.
温馨提示：政策具体实施时间和过渡方案可能因地区而异，请关注当地社保部门的最新通知。
Reminder: Implementation timeline and transition arrangements may vary by region. Please pay attention to the latest notices from local social security departments.
