京东支付创新跨境电商外卡支付模式 助力中国货卖全球
随着境外消费者对中国商品需求的持续增长，京东支付近日推出创新性的跨境电商出口外卡网关支付解决方案。这一突破性支付模式允许国际买家直接使用境外银行卡在中国电商平台完成支付，无需货币兑换或开设中国银行账户。
As overseas consumers' demand for Chinese goods continues to grow, JD Payment recently launched an innovative cross-border e-commerce foreign card gateway payment solution. This breakthrough payment model allows international buyers to complete payments on Chinese e-commerce platforms directly using foreign bank cards, without currency conversion or opening a Chinese bank account.
据海关数据显示，2023年中国跨境电商出口额达1.83万亿元人民币，同比增长19.6%。这一快速增长的市场对支付解决方案提出了更高要求。传统跨境支付存在诸多痛点，包括合规风险、资金冻结和冗长的结算周期等问题。
According to customs data, China's cross-border e-commerce exports reached 1.83 trillion yuan in 2023, a year-on-year increase of 19.6%. This rapidly growing market has placed higher demands on payment solutions. Traditional cross-border payments face multiple pain points including compliance risks, fund freezing and lengthy settlement cycles.
京东支付的新模式具有三大核心优势：
JD Payment's new model has three core advantages:
1. 合规性保障：在人民银行和外汇局指导下开发，符合跨境支付监管要求
1. Compliance assurance: Developed under the guidance of the People's Bank of China and SAFE, meeting cross-border payment regulatory requirements
2. 便捷支付体验：境外消费者只需输入银行卡信息即可完成支付
2. Convenient payment experience: Overseas consumers only need to enter their card information to complete payment
3. 资金安全：为商家提供安全、高效的跨境收款解决方案
3. Fund security: Provides merchants with safe and efficient cross-border collection solutions
目前该解决方案已在京东全球售平台成功应用，服务中国大陆商家与全球消费者。京东支付表示将继续与金融机构合作，扩大服务范围，为更多跨境电商平台和独立站提供支持。
The solution has been successfully implemented on JD Worldwide platform, serving mainland Chinese merchants and global consumers. JD Payment stated it will continue to cooperate with financial institutions to expand service coverage and support more cross-border e-commerce platforms and independent websites.
这一创新支付模式的推出，不仅提升了境外消费者的购物体验，更为中国出口企业开拓国际市场提供了强有力的支付基础设施支持，是推动"国内国际双循环"发展战略的重要举措。
The launch of this innovative payment model not only enhances the shopping experience for overseas consumers, but also provides strong payment infrastructure support for Chinese export enterprises to explore international markets. It represents an important measure to promote the "dual circulation" development strategy.
