外贸独立站收款方式全解析：从PayPal到本地支付的5种选择
对于跨境电商卖家来说，收款渠道的选择直接影响着资金周转效率和客户体验。本文将详细分析5种主流收款方式的优缺点，帮助您做出最佳选择。
For cross-border e-commerce sellers, the choice of payment channels directly affects capital turnover efficiency and customer experience. This article will analyze in detail the pros and cons of 5 mainstream payment methods to help you make the best choice.
01 PayPal：全球使用率最高的电子钱包
01 PayPal: The Most Widely Used E-wallet Globally
优点/Advantages: 覆盖200+国家，账户间交易安全 | Covers 200+ countries, secure account-to-account transactions
缺点/Disadvantages: 35美元/笔提现费，偏向买家权益 | $35 withdrawal fee per transaction, buyer-biased policies
02 Stripe：专业信用卡收款解决方案
02 Stripe: Professional Credit Card Payment Solution
亮点/Highlights: 严格交易审核，低手续费 | Strict transaction review, low handling fees
注意/Note: 中国内地商家需通过香港公司申请 | Mainland China merchants need to apply through Hong Kong companies
03 Onlypay：专为中国卖家打造的收款工具
03 Onlypay: Payment Tool Designed for Chinese Sellers
特色功能/Features: 多平台统一管理，提现速度快 | Unified multi-platform management, fast withdrawal
04 西联汇款：传统但安全的支付方式
04 Western Union: Traditional but Secure Payment
适用场景/Scenarios: 中等金额交易，卖家先收款 | Medium-amount transactions, seller receives payment first
05 本地支付：提升地区转化率的利器
05 Local Payments: Boosting Regional Conversion Rates
建议根据目标市场选择3-5种主流本地支付方式 | Recommend selecting 3-5 mainstream local payment methods based on target market
SEO优化提示/SEO Tips: • 在页面中自然融入"外贸收款"、"跨境支付"等关键词
• Naturally incorporate keywords like "foreign trade payment" and "cross-border payment"
