PayPal信用卡支付全攻略：独立站收款新选择
PayPal信用卡支付全攻略：独立站收款新选择
The Complete Guide to PayPal Credit Card Payments: A New Option for Independent Site Collection
最新消息：PayPal现已支持直接信用卡支付功能，且无需跳转页面！这意味着独立站卖家可以像使用专业信用卡收单通道一样使用PayPal收款，大大降低了创业初期的支付门槛。
Latest News: PayPal now supports direct credit card payments without page redirection! This means independent site sellers can use PayPal like a professional credit card payment gateway, significantly lowering the payment threshold for startups.
为什么选择PayPal信用卡支付？
Why Choose PayPal Credit Card Payments?
1. 创业成本大幅降低
• 传统信用卡收单：3000-5000元开户费+年费
• PayPal信用卡支付：完全免费开通
1. Significant Reduction in Startup Costs
• Traditional credit card payment: 3000-5000 CNY account opening fee + annual fee
• PayPal credit card payment: Completely free to activate
2. 无循环保证金优势
• 其他信用卡收单：9-10%的180天循环保证金
• PayPal信用卡支付：目前无循环保证金
• 举例：月流水100万，半年可多出60万流动资金
2. No Reserve Requirement Advantage
• Other credit card payments: 9-10% 180-day rolling reserve
• PayPal credit card payment: Currently no reserve requirement
• Example: 1M monthly turnover means 600K more working capital in half a year
费率对比
Fee Comparison
• PayPal信用卡支付：约4.1%
• 其他信用卡收单：3.2%-3.9%
• 回款周期：21天（其他收单通常T+7或T+3）
• PayPal credit card payment: ~4.1%
• Other credit card payments: 3.2%-3.9%
• Settlement period: 21 days (others usually T+7 or T+3)
Shopify开通指南
Shopify Setup Guide
方法一：通过Shopify应用商店安装
1. 访问安装页面：PayPal BCDC插件
2. 点击安装并登录Shopify账号
3. 选择中国商店并绑定PayPal账户
4. 授权完成后返回Shopify激活功能
Method 1: Install via Shopify App Store
1. Visit installation page: PayPal BCDC Plugin
2. Click install and log in to Shopify account
3. Select Chinese store and bind PayPal account
4. After authorization, return to Shopify to activate
方法二：通过Shopify后台安装
1. 进入Shopify后台→设置→收款
2. 搜索"PayPal"并选择信用卡支付选项
3. 连接并绑定PayPal账户
4. 完成授权后激活功能
Method 2: Install via Shopify Admin
1. Go to Shopify admin→Settings→Payments
2. Search "PayPal" and select credit card option
3. Connect and bind PayPal account
4. Activate after authorization
WordPress/WooCommerce用户请注意
Attention WordPress/WooCommerce Users
下期我们将详细介绍WooCommerce的配置方法，该平台还支持Apple Pay和Google Pay快捷支付，这些原本只有专业信用卡收单服务才提供的功能，现在通过PayPal也能实现了！
In our next issue, we'll detail WooCommerce setup which also supports Apple Pay and Google Pay express checkout - features previously only available with professional credit card payment services!
