外贸企业如何安全收付款？解决冻结卡问题的完整指南
近年来，外贸行业面临严峻的银行账户冻结问题，特别是通过地下钱庄和换汇渠道收款的商家。本文将为您分析原因并提供解决方案。
In recent years, the foreign trade industry has faced severe bank account freezing issues, especially for merchants who receive payments through underground banks and currency exchange channels. This article will analyze the reasons and provide solutions.
为什么外贸行业成为"冻卡"重灾区？
Why has the foreign trade industry become a "hotspot" for frozen accounts?
1. 许多外贸企业缺乏进项票，无法通过一般贸易出口，只能通过第三方换汇或地下钱庄将外汇转回国内
2. 电诈和网赌集团利用外贸渠道洗钱，导致相关账户被冻结
3. 国家"断卡行动"严厉打击非法资金流动
1. Many foreign trade enterprises lack input invoices and cannot export through general trade, having to use third-party currency exchange or underground banks to transfer foreign exchange back to China
2. Telecom fraud and online gambling groups use foreign trade channels for money laundering, leading to related accounts being frozen
3. The national "Card Cutting Action" severely cracks down on illegal fund flows
账户被冻结后应采取的措施：
Measures to take after account freezing:
1. 立即联系冻结机关，了解冻结原因和涉案款项
2. 提供完整的交易记录和真实贸易背景证明
3. 积极配合警方调查，即使金额不大也不应置之不理
4. 如被要求做笔录，应如实说明情况
1. Immediately contact the freezing authority to understand the reason for freezing and the funds involved
2. Provide complete transaction records and proof of genuine trade background
3. Actively cooperate with police investigations, even if the amount is small
4. If required to give a statement, truthfully explain the situation
安全收付款解决方案：市场采购贸易(1039)
Safe Payment Solution: Market Procurement Trade (1039)
市场采购贸易方式(1039)是国家为中小微出口企业量身定制的贸易方式，具有以下优势：
1. 无需进项发票即可出口
2. 增值税不征不退
3. 国内阳光收汇结汇
4. 不需要进出口经营权
5. 合法公转私
Market procurement trade (1039) is a trade method tailored by the state for small and medium-sized export enterprises, with the following advantages:
1. Export without input invoices
2. VAT is neither levied nor refunded
3. Domestic sunshine foreign exchange collection and settlement
4. No import and export operation rights required
5. Legal transfer from public to private accounts
市采通平台的优势：
Advantages of the Shicai Tong platform:
1. 国资背景，国家首批试点单位
2. 专业风控团队审查每笔资金来源
3. 一站式服务：注册、备案、报关、收汇、免税申报
4. 6年行业经验，保障资金安全
1. State-owned background, one of the first national pilot units
2. Professional risk control team reviews each fund source
3. One-stop service: registration, filing, customs declaration, foreign exchange collection, tax-free declaration
4. 6 years of industry experience to ensure fund safety
外贸企业应选择合规的收付款渠道，避免因资金问题影响业务发展。市场采购贸易方式为无票出口提供了合法合规的解决方案，值得中小外贸企业关注。
Foreign trade enterprises should choose compliant payment channels to avoid business development being affected by fund issues. The market procurement trade method provides a legal and compliant solution for invoice-free exports, worthy of attention by small and medium foreign trade enterprises.
