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京东支付创新跨境电商支付解决方案 | JD Pay Innovates Cross-Border E-commerce Payment Solution
为满足全球消费者对中国商品日益增长的在线购买需求，京东支付近期推出了跨境电商出口外卡网关支付的全新解决方案。境外消费者现在只需输入国际银行卡信息，即可在中国跨境电商平台完成支付。
To meet the growing global demand for Chinese products, JD Pay recently launched an innovative cross-border e-commerce foreign card gateway payment solution. International consumers can now complete payments on Chinese e-commerce platforms by simply entering their international card details.
跨境电商支付领域的重大突破 | Major Breakthrough in Cross-Border Payments
这一创新标志着中国在境外支付受理领域的重大进展。它不仅为国际用户提供了便利的消费体验，还帮助中国出口企业实现"全球销售"的愿景，推动国际国内双循环发展格局。
This innovation represents a significant advancement in China's cross-border payment acceptance capabilities. It not only provides international users with convenient shopping experiences but also helps Chinese exporters achieve "global sales," promoting dual-circulation development.
跨境电商支付面临的挑战 | Challenges in Cross-Border E-commerce Payments
中国跨境电商出口已成为外贸高质量发展的新引擎。2023年跨境电商出口总额达1.83万亿元，同比增长19.6%。然而，跨境支付仍面临诸多挑战，包括信息跨境、资金支付监管、货币种类差异等问题。
China's cross-border e-commerce exports have become a new engine for high-quality foreign trade development. In 2023, total exports reached 1.83 trillion yuan, up 19.6% year-on-year. However, cross-border payments still face challenges including cross-border information flow, payment regulations, and currency differences.
京东支付的创新解决方案 | JD Pay's Innovative Solution
京东支付的新模式聚焦跨境支付痛点，通过与清算组织和金融机构合作，提供合规的外卡支付服务。该方案既解决了中国商家的资金收付问题，又降低了境外消费者的购物门槛。
JD Pay's new model addresses cross-border payment pain points by collaborating with clearing organizations and financial institutions to provide compliant foreign card payment services. This solution solves payment collection issues for Chinese merchants while lowering shopping barriers for international consumers.
未来发展方向 | Future Development
目前，该支付方案已在京东全球售平台成功应用。未来，京东支付将继续完善跨境支付服务，为更多跨境电商平台和独立站提供优质、便捷的支付体验。
The payment solution has been successfully implemented on JD Worldwide. Moving forward, JD Pay will continue to enhance cross-border payment services, providing better payment experiences for more e-commerce platforms and independent websites.
