外贸收款风险警示：6大高危行为及安全收款指南
外贸收款风险警示：6大高危行为及安全收款指南
Foreign Trade Payment Risks: 6 High-Risk Behaviors and Secure Payment Guide
外贸商家注意！ 近期频发资金冻结、账户调查等风险事件。蚂蚁集团旗下万里汇（WorldFirst）风控专家为您解析外贸收款中的"天坑"。
Warning for foreign trade merchants! Recent frequent incidents of fund freezing and account investigation. WorldFirst's risk control experts analyze the "pitfalls" in foreign trade payments.
一、制裁交易不能做 / Prohibited Sanctioned Transactions
高危行为： 与受国际制裁国家/地区（朝鲜、伊朗、古巴等）或实体交易
High-risk behavior: Transactions with internationally sanctioned countries/regions (North Korea, Iran, Cuba, etc.) or entities
万里汇提示：
- 交易前筛查买家背景
- 避免使用被制裁物流渠道
- 关注被制裁银行名单
WorldFirst Tips:
- Screen buyer background before transaction
- Avoid using sanctioned logistics channels
- Monitor sanctioned bank lists
二、代收款风险 / Risks of Third-party Collection
真实案例：张先生帮朋友代收款后遭遇账户冻结和金融黑名单
Real case: Mr. Zhang's account was frozen and blacklisted after helping a friend collect payment
三、警惕代付行为 / Beware of Third-party Payments
建议：确保付款人与买家信息一致，警惕频繁更换付款人行为
Recommendation: Ensure payer information matches buyer, beware of frequent payer changes
四、账户安全 / Account Security
绝不外借收款账户，避免承担连带责任
Never lend your collection account to avoid joint liability
五、拒绝违规操作 / Reject Illegal Operations
刷单、走账等行为可能构成违法犯罪
Behaviors like brushing orders and account transfers may constitute illegal activities
六、外汇买卖禁令 / Foreign Exchange Trading Prohibition
非持牌机构不得从事外汇买卖服务
Non-licensed institutions must not engage in foreign exchange trading services
安全收款建议 / Secure Payment Recommendations
- 选择持牌跨境支付服务商（如万里汇WorldFirst）
- 全面了解买家信息
- 保留完整贸易凭证
- Choose licensed cross-border payment providers (like WorldFirst)
- Fully understand buyer information
- Keep complete trade documents
关于万里汇： 蚂蚁集团旗下，19年跨境支付经验，智能风控系统护航外贸安全
About WorldFirst: An Ant Group company with 19 years of cross-border payment experience, intelligent risk control system protects trade security
