美国SEC重罚26家金融机构3.93亿美元 WhatsApp通讯违规成焦点
来源：环球网 | 8月15日 - 美国证券交易委员会（SEC）近日对26家金融机构开出总额达3.93亿美元的罚单，原因是这些机构未能妥善保存员工在WhatsApp等即时通讯平台上的业务通讯记录。
According to Caixin Global, the U.S. Securities and Exchange Commission (SEC) has announced significant penalties totaling approximately $393 million against 26 financial institutions for failing to properly retain employees' electronic communications, including messages on instant messaging platforms like WhatsApp.
被处罚的知名金融机构包括：
• Ameriprise Financial Inc.
• Edward D. Jones & Co.
• LPL Financial Holdings Inc.
• Raymond James Financial Inc.
这些公司各自将支付5000万美元和解金。
Notable penalized institutions include:
• Ameriprise Financial Inc.
• Edward D. Jones & Co.
• LPL Financial Holdings Inc.
• Raymond James Financial Inc.
Each will pay $50 million in settlements.
SEC执法部门主管Gurbir Grewal强调："这次针对20多家公司的执法行动，体现了我们对确保联邦证券法规记录要求的坚定承诺。这些规定对保护投资者权益和维护市场运作至关重要。"
SEC Enforcement Director Gurbir Grewal stated: "These actions against more than 20 firms demonstrate our unwavering commitment to enforcing the recordkeeping requirements of the federal securities laws. These requirements are essential for investor protection and well-functioning markets."
调查发现，许多金融机构未能有效保留员工在WhatsApp等平台上的业务通讯，这些记录往往包含重要市场信息。SEC表示将继续加强监管，严厉打击证券法规违规行为。
The investigation revealed widespread failures in retaining business communications on platforms like WhatsApp, which often contain critical market information. The SEC vowed to continue strengthening oversight and cracking down on securities law violations.
行业影响：此次处罚被视为对整个金融行业的重要警示，强调严格遵守记录保存规定的必要性，以保护投资者权益和市场稳定。
Industry Impact: The penalties serve as a stark warning to the financial sector about the imperative of strict compliance with recordkeeping requirements to safeguard investor interests and market stability.
