跨境电商资金盘骗局曝光：浙江苏易士高息诱骗商户后跑路
北京商报讯 - 跨境电商领域近期出现新型资金盘骗局。4月23日，多位商户向北京商报记者反映，浙江苏易士电子商务有限公司以"高额收益"和"一站式服务"为诱饵，在收取商户资金后突然失联。
Beijing Business News - A new type of Ponzi scheme has emerged in the cross-border e-commerce sector. On April 23, multiple merchants reported to Beijing Business News that Zhejiang Suyez E-commerce Co., Ltd. lured them with promises of "high returns" and "one-stop services" before suddenly disappearing with their funds.
不同于传统电商平台，浙江苏易士采用"无货源模式"：
- 商户无需备货
- 平台提供商品
- 商户垫付货款
- 7-15天后返还本金+10%-20%收益
Unlike traditional e-commerce platforms, Zhejiang Suyez adopted a "no-inventory model":
- Merchants didn't need to stock goods
- The platform supplied products
- Merchants advanced payment
- Principal plus 10%-20% returns after 7-15 days
据受害商户肖斌（化名）透露："4个月投入85万元本金，产生65万元'收益'，但最终全部无法提现"。另一位商户刘鑫表示："初步统计受害商户超千人，涉案金额达数亿元"。
Victim merchant Xiao Bin (pseudonym) revealed: "Invested 850,000 yuan principal over 4 months, generated 650,000 yuan in 'returns', but ultimately couldn't withdraw any funds". Another merchant Liu Xin stated: "Initial estimates show over 1,000 victim merchants with total losses reaching hundreds of millions".
支付机构卷入风波
Payment Institutions Involved
调查发现，汇付天下、杉德支付等持牌支付机构为浙江苏易士提供支付通道。专家指出：
- 平台不具备跨境电商资质
- 支付机构审核存在漏洞
- 资金流向存疑
The investigation found licensed payment institutions like Huifu Payment and Sand Pay provided payment channels for Zhejiang Suyez. Experts noted:
- The platform lacked proper cross-border e-commerce qualifications
- Payment institutions had review loopholes
- Fund flows were questionable
法律专家李亚强调："支付机构应承担全流程审核责任，对异常交易必须及时预警"。
Legal expert Li Ya emphasized: "Payment institutions should bear full-process review responsibilities and must issue timely warnings for abnormal transactions".
跨境电商防骗指南
Cross-border E-commerce Fraud Prevention Guide
为避免类似骗局，建议：
| 注意事项 | Warning Signs |
|---|---|
| 警惕"高回报"承诺 | Beware of "high return" promises |
| 核实平台资质 | Verify platform qualifications |
| 选择知名支付渠道 | Choose reputable payment channels |
| 避免大额垫资 | Avoid large advance payments |
专家推荐优先考虑美客多(Mercado Libre)等国际知名跨境电商平台，或选择山东谷歌竞价推广等正规渠道开展跨境业务。
Experts recommend prioritizing internationally renowned cross-border platforms like Mercado Libre, or choosing legitimate channels such as Shandong Google Ads for cross-border operations.
