超牛的Shopify分期付款接入指南：AfterPay/Klarna保姆级教程
为什么分期付款成为跨境电商必备功能？
Installment payments have become a must-have feature for cross-border e-commerce
在海外市场，分期付款已成为主流支付方式，特别是深受千禧一代和Z世代消费者的喜爱。AfterPay和Klarna等平台让消费者可以先买后付，无需承担债务或复利，大大缩短了购物决策时间。
For overseas markets, installment payments have become mainstream, especially popular among Millennials and Gen Z consumers. Platforms like AfterPay and Klarna allow consumers to buy now and pay later without debt or compound interest, significantly shortening purchase decision time.
商家费用解析
Merchant Fee Breakdown
AfterPay作为预付Visa卡，资金通过支付处理器结算后才扣除交易费。按时付款的客户完全免费使用，这对商家和消费者都是双赢。
As a prepaid Visa card, AfterPay deducts transaction fees only after funds are settled through payment processors. Customers who pay on time use it completely free, creating a win-win for both merchants and consumers.
Shopify后台接入步骤
Shopify Integration Steps
1. 登录空中云汇开发者后台，复制Webhook地址
1. Log in to Airwallex developer backend and copy Webhook URL
2. 在Shopify应用商店安装对应插件
2. Install the corresponding plugin in Shopify App Store
3. 上传品牌logo完成设置
3. Upload brand logo to complete setup
4. 测试支付流程确保正常运行
4. Test payment flow to ensure proper functioning
最大化分期付款效果的5个技巧
5 Tips to Maximize Installment Payment Effectiveness
1. 在网站底部支付方式区域展示AfterPay标志
1. Display AfterPay logo in website footer payment methods section
2. 在产品页面添加分期付款提示
2. Add installment payment prompts on product pages
3. 在FAQ页面详细说明分期流程
3. Explain installment process in detail on FAQ page
4. 结账页面再次强调分期选项
4. Re-emphasize installment options at checkout
5. 通过邮件营销推广分期优惠
5. Promote installment offers through email marketing
Klarna接入同样简单
Klarna Integration is Equally Simple
Klarna的接入流程与AfterPay类似，商家可以同时接入多个分期平台，为消费者提供更多支付选择。
The Klarna integration process is similar to AfterPay. Merchants can integrate multiple installment platforms simultaneously to provide consumers with more payment options.
