XTransfer：6年打造中国B2B外贸金融第一平台的成长密码
XTransfer：6年打造中国B2B外贸金融第一平台的成长密码
XTransfer: The 6-Year Journey to Become China's Leading B2B Cross-Border Financial Platform
记者/Reporter： 徐一鸣 张文湘/Xu Yiming & Zhang Wenxiang
近年来，跨境电商新业态持续火爆，跨境支付企业也受到越来越多的市场关注。XTransfer作为行业代表企业，在短短6年内成长为行业龙头。
In recent years, the cross-border e-commerce sector has continued to boom, drawing increasing market attention to cross-border payment companies. XTransfer, as an industry leader, has grown into a dominant player in just six years.
6年成就行业龙头/Six Years to Industry Leadership
XTransfer成立于2017年，正值中国跨境电商蓬勃发展期。公司从B2B跨境收款业务起步，现已发展为提供一站式跨境金融服务的平台。
Founded in 2017 during China's cross-border e-commerce boom, XTransfer started with B2B cross-border collection services and has now evolved into a comprehensive cross-border financial service platform.
核心数据/Key Data：
- 服务全球200+国家和地区/Serving 200+ countries and regions
- 35万+企业客户/350,000+ enterprise clients
- 99%客户好评率/99% customer satisfaction rate
- 5个国家支付牌照/Payment licenses in 5 countries
专注中小微企业/Focus on SMEs
XTransfer始终专注于为中小微企业提供与大型跨国集团同等的跨境金融服务。通过持续创新，解决了中小微企业在收款、换汇等方面的痛点。
XTransfer remains committed to providing SMEs with cross-border financial services comparable to those for multinational corporations. Through continuous innovation, it has addressed pain points in collection and currency exchange for SMEs.
严格风控体系/Robust Risk Control
公司建立了国际化的专业风控团队，90%交易通过AI审核，并获得"信息系统安全等级保护三级认证"和"高新技术企业"认证。
The company has built an international risk control team, with 90% of transactions reviewed by AI. It has obtained the "Classified Protection Level 3 Certification" and "High-Tech Enterprise" certification.
未来展望/Future Vision：
XTransfer制定了三个五年计划，目标成为跨境版"B2B支付宝"，连接全球买卖家。
XTransfer has set three five-year plans, aiming to become a cross-border "B2B Alipay" connecting global buyers and sellers.
随着中国跨境电商规模突破2万亿元，XTransfer将继续助力中小微企业拓展全球市场。
With China's cross-border e-commerce exceeding 2 trillion yuan, XTransfer will continue to help SMEs expand into global markets.
